Insure Your Animal’s Life While In Transit

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If you are planning to transport your animal by ground or air and want to insure its life in transit, this is short-term coverage to consider.

This is a type of coverage that insures against:

Financial Loss for the established value of an insured animal if it dies during transit (transport).  Coverage is provided according to the needs or classifications that follow

1. Single Trip Transit Insurance is available as a separate policy.  This insurance generally goes into effect when the animal is being loaded and coverage terminates when the animal is unloaded at it final destination.

Two types are available:

Depending upon the age of the animal and other criteria, this type of insurance may be purchased for Full Mortality (Illness, Disease and Accidental death) during the transit period.  But Basic Perils may also be chosen which insures for loss caused by specific accidental causes, which include collision, derailment or overturn of certain conveyances, including loading and unloading.

2. International Air Transportation Insurance is applied by endorsement to an animal already insured under a Full Mortality Policy.  This coverage extends insurance to include international air transport of the animal.

3. Territorial Limits Including Transit Insurance OR European Extension is applied by endorsement to an animal insured under a Full Mortality Policy.  This coverage extends   insurance to include the animal’s stay in specified territories outside the Continental U.S. and Canada.

Where to Begin

Your insurance needs are unique, therefore we believe in person to person service.  Call or e-mail an Ark Agency Representative for an estimated premium, policy and company details, and qualification requirements.  We work with several insurance companies and rates and coverage conditions vary.  We will help you determine which application to use and advise on how to put insurance in force.

*General information is provided on this insurance topic.  Acting on our coverage recommendations does not guarantee coverage if you have a loss or claim.

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CDL's, CMV's, ELD's and other confusing acronyms... Share with your horse friends! Our intent is to 1) define some of the acronyms and 2) explain when they may apply to you. This is in no way all encompassing of the mandate so be sure to review the linked documents below. Helpful brochure from American Horse Council: www.horsecouncil.org/wp-content/uploads/2017/12/ELD-Mandate-Brochure-2017.pdf Unabridged version of the mandate: www.ecfr.gov/cgi-bin/retrieveECFR?gp=1&ty=HTML&h=L&mc=true&=PART&n=pt49.5.390#se49.5.390_13

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