Dairy & Beef Cattle Insurance
April 8, 2011 by admin
Filed under Why You Need Insurance
FULL MORTALITY & THEFT INSURANCE
Available for horses, cattle, some other livestock, and dogs.
A type of insurance for your cattle that is similar to a Term Life Insurance Policy for a person.
Full Mortality Insurance will protect you against financial loss upon the death of your insured animal caused by or necessitated by both natural and accidental causes while the animal is in the Continental U.S. and Canada. Proven theft insurance is also included. Under certain circumstances and with the Insurer’s approval, insurance can be extended to animals while in some foreign countries. The Full Mortality policy pays only upon death or theft of an insured animal.
This is not a “Fall In Value” or “Loss of Use” insurance; therefore it does not insure against minor injuries, depreciation of value, nor failure of the animal to perform the duties or requirements for which it is kept or intended. Surgical and Major Medical Insurance, while not part of the Full Mortality policy, can usually be added to it, although it is not generally available for animals under six months of age or over 15 years of age.