Welcome to Ark Agency

We all need to insure against losses of that which we value, and against potential personal and business liabilities. Why?

1. Because we cannot afford the potential financial loss.

2. Because we may be required to carry insurance by a financial insitution that holds a mortgage or loan on us, or by an owner, part-owner, or lessor of property we are buying or leasing by contract, or by a third party that allows us to occupy their land for some type of use by us. In some instances, such as the employment of staff, we may be required by state law to carry insurance.

3. Because we wish to act in a responsible way for our futures, for that of our families, and / or to those that we come in contact with, or whom we do business with and who trust us.

4. Peace of mind that comes from knowing we are well-insured.

Exotic Animal Life Insurance

Insure The Life of Your Exotic Animals – Elk, Bison, Llamas, Alpacas, Camels

FULL MORTALITY & THEFT INSURANCE

This is a type of insurance for your valuable exotic animals that is similar to a term life policy on a person.  The Full Mortality policy insures against financial loss due to the death of an insured animal that is caused by or necessitated by both natural and accidental causes. Proven Theft coverage is also included.  The animal is insured while in the Continental U.S. and Canada.  Read more

Horse-Equine Professional Liability Insurance

Insure Your Horse & Equine Professional Activities for Liability

If you are a highly trained, skilled, experienced equine professional, you likely have a professional liability exposure that is not easily insured by many insurance companies.  Professionals who should consider this coverage include:  Horse Riding & Driving Instructor, Riding Instructor for the Disabled, Horse Trainer, Horse Training Instructor, Equine Assisted Services Professional to Licensed / Certified Therapists, Therapeutic Services Provider for Horses, Accredited Farrier / Blacksmith & Assistants, Horse Show Officials and Judges, Horse Program Fee Consultant, Horse Farm & Show Facility Design Consultant, Equine Assisted Growth & Development Services Provider, and Professional Horse Groomer. Read more

Farm / Stable Property & Liability Insurance

Horse Farm, Stable & Ranch Package Insurance

Insure Your Horse Farm, Stable or Ranch for Multi-Perils and Liability

HORSE FARM                                            RANCH                                                       HORSE STABLES

RURAL ESTATES                                   HOBBY FARMS                                    HORSE BUSINESS

EQUESTRIAN HOMEOWNER        AGRI-TOURISM FARMS               RANCH TOURISM Read more

North American Horsemen’s Association

History & Goals of NAHA
NAHA – NORTH AMERICAN HORSEMEN’S ASSOCIATION, a Minnesota registered organization, was founded in 1987 in response to specific needs of the horse industry which were not being met by other organizations. Founded in the midst of an insurance industry crisis which heavily hit the horse industry, it was believed some entity with expertise in both insurance and in the horse business should step forward to establish and recommend minimum risk reduction standards for the industry,based upon its most commonly occurring and avoidable accidents.

Other goals include:

• To promote the horse and the horse industry.
• To work for unity within the horse industry.
• To establish a more reasonable and honest image
  of horses and horse enthusiasts to the insurance
  world and the legal profession.
• To develop insurance programs that could attract
  the best insurance companies available and achieve
  long-term commitment from those companies.

NAHA is an informational, educational, service organization which continues to grow and expand its industry services. NAHA supports and promotes a stronger horse industry through unity. It supports other horse organizations, all breeds, and any and all constructive and humane horse uses and activities. NAHA attempts not to compete against organizations and the industry it endeavors to support and serve.

Membership fees go back to the horse industry in simple management of the organization; research to develop and update industry risk reduction standards, contracts, educational materials; awards programs, and response to industry needs and questions. The continuous input, suggestions, and support of members and associates is greatly appreciated by NAHA administrators. NAHA especially thanks members for support of the organization and those who participate in surveys, media monitoring, attorney and expert witness list development, who offer to write articles, and to those who submit suggestions and information to NAHA for review or publication.

Horse Life & Health Insurance?

[GENERAL INFORMATION ONLY]  This is a type of insurance for your horse that is similar to a term life policy for a person.  Full Mortality Insurance will protect you against financial loss upon the death of your horse caused by or necessitated by both natural and accidental causes and while in the Continental U.S. and Canada.  Proven Theft coverage is included.   Under certain circumstances and with Insurer approval, insurance can be extended to horses while in some foreign countries.  The Full Mortality policy covers death only.  It is not a “fall in value” coverage, therefore it does not insure against minor injuries, depreciation of value, nor failure of the horse to perform the duties or requirements for which it is kept or intended.

Dairy & Beef Cattle Insurance

FULL MORTALITY & THEFT INSURANCE  
Available for horses, cattle, some other livestock, and dogs.
A type of insurance for your cattle that is similar to a Term Life Insurance Policy for a person.

Full Mortality Insurance will protect you against financial loss upon the death of your insured animal caused by or necessitated by both natural and accidental causes while the animal is in the Continental U.S. and Canada. Proven theft insurance is also included. Under certain circumstances and with the Insurer’s approval, insurance can be extended to animals while in some foreign countries. The Full Mortality policy pays only upon death or theft of an insured animal. Read more

Dog Life Insurance

Insure The Life of Your Dog

A. FULL MORTALITY & THEFT INSURANCE

A type of insurance for your valuable show, hunting, trial or breeding dogs that is similar to a term life policy on a person.  The Full Mortality policy insures against financial loss due to the death of an insured dog that is caused by or necessitated by both natural and accidental causes. Proven Theft coverage is also included.  The dog is insured while in the Continental U.S. and Canada.  Under certain circumstances and with the Insurer’s approval, insurance can be extended to a dog while in some foreign countries.  Read more