Horse Surgical & Major Medical
Horse & Equine Surgical and Major Medical Insurance
Insure Your Horse’s Health!
You can tailor your horse’s Full Mortality policy to include one of these valuable optional coverages. Choose one that is right for you!
C. SURGICAL ENDORSEMENT (Horses only)
A type of coverage that insures against:
•Loss incurred to an Insured in relation to the insured horse’s requirement of a surgical procedure.
This coverage is added as an endorsement to a Full Mortality Policy. The Insurer agrees to payment for a licensed veterinarian’s reasonable and customary surgical fees incurred as a result of an illness or injury and to save the life of an insured horse, including approved non-surgical medical fees incurred within a certain period of time following surgery that are directly related to the surgery. A specific limit is established by the Insurer which is usually 5,000 to 10,000. A deductible may or may not apply. Premium is set at a fixed charge per horse and is usually fully earned at inception. Some exclusions apply. Coverages and conditions vary from one Insurer to another, and are subject to company guidelines
D. MAJOR MEDICAL ENDORSEMENT (Horses only)
A type of coverage that insures against:
•Loss incurred to an Insured in relation to the insured horse’s requirement of a surgical procedure or medical expense.
This coverage is added as an endorsement to a Full Mortality Policy. The Insurer agrees to payment for a licensed veterinarian’s reasonable and customary fees which are necessitated by accident, illness, disease or injury. A specific limit is established by the Insurer that is usually between $5,000 and $15,000, depending upon the choices of available limits each company may offer. It is usually subject to a deductible. Premium is set at a fixed charge per horse and is usually fully earned at inception. Some exclusions apply. Coverages and conditions vary from one Insurer to another, and are subject to company guidelines.
People who read this page may also be interested in: Horse & Equine Insurance – Life, Animal Air & Ground Transit Insurance, Horse & Equine Loss of Use and Stallion Infertility Insurance, Horse Owner Liability Insurance
WHERE TO BEGIN
Your insurance needs are unique, therefore we believe in person to person service. You may complete a short inquiry application by clicking Get an Insurance Quote. Call or e-mail an Ark Agency Representative for an estimated premium, policy and company details, and qualification requirements. We work with several insurance companies and rates and coverage conditions vary. We will help you determine which application to use and advise on how to put insurance in force. To learn more and to review the most frequently asked questions about liability insurance, read our brochure by clicking below.
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*General information is provided on this insurance topic. Acting on our coverage recommendations does not guarantee coverage if you have a loss or claim.