Dog Mortality

Dog Insurance – Life & Theft

Insure The Life of Your Dog

A. FULL MORTALITY & THEFT INSURANCE

A type of insurance for your valuable show, hunting, trial or breeding dogs that is similar to a term life policy on a person.  The Full Mortality policy insures against financial loss due to the death of an insured dog that is caused by or necessitated by both natural and accidental causes. Proven Theft coverage is also included.  The dog is insured while in the Continental U.S. and Canada.  Under certain circumstances and with the Insurer’s approval, insurance can be extended to a dog while in some foreign countries.

To qualify, your dog must be physically sound and in good health.  A current veterinary certificate of health is usually required.  Age restrictions apply.  Some value restrictions may apply.

Short-term Animal Air & Ground Transit insurance may be added by endorsement to a Full Mortality policy.

B. LIMITED MORTALITY INSURANCE

A type of Mortality Insurance policy that will protect you against financial loss upon the death of your insured dogs due to specified perils.  Animals that may not qualify for Full Mortality can often be insured under this type of insurance.

Commonly insured perils include:

Basic Perils

• Fire & Lightening or smoke resulting there from;

• Collision, derailment or overturn of certain conveyances while in transit, including loading and unloading;

• Collapse of bridges and culverts; 

• Earthquake and / or floods; 

• Windstorm, cyclone, tornado, hail; 

• Explosion; and

• Aircraft and Objects falling there from.

Optional Perils (additional) that may be included:

• Accidental Shooting (except by the Insured or employees of the Insured);

• Drowning;

• Artificial Electricity;

• Attack by dogs or wild animals;

• Collapse of building; and

• Theft (death of animal need not be a factor)

Short-term coverage for Animal Air & Ground Transit Insurance is available.

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*General information is provided on this insurance topic.  Acting on our coverage recommendations does not guarantee coverage if you have a loss or claim.