Leading Animal Life Insurance from Ark Insurance

Protect your horse, animals and property with Ark Agency!

At Ark Agency Animal Insurance, we know that your animals can get sick and need medical attention just like you and your family members. With our animal life insurance plans, you can be assured that your equines or other valuable livestock will be protected from risk. In particular, horse insurance involves one or more common policies that are taken out for various reasons. Individuals might need horse health insurance, horse mortality insurance, horse medical insurance, equine insurance, horse major medical insurance, horse life insurance, horse insurance, livestock insurance, horse trainer insurance, horse business liability insurance, livestock mortality insurance, horse farm insurance, equine liability insurance, and horse stable insurance. These policies provide protection for your horses, livestock, cattle, activities, and/or horse farm property. Regardless of your insurance needs, Ark Insurance Agency is your best choice. We specialize in insuring horses, dogs, cattle and other animals.

people with horses

Why Invest in Equine and Livestock Insurance?

Horses are magnificent animals that can provide an owner and their family, friends or clients with endless hours of fun, learning, adventure and companionship. Yet despite being fairly docile when well trained, horses are large animals, and can pose an inherent risk to themselves and those around them. Most often, horse related injuries occur when those who are not very familiar with natural behaviors, speed and power of an animal conduct themselves in ways that either frighten or threaten the horse. That is not to say the most experienced horsemen are immune to having a horse related accident happen either to them or to others while they are in charge of a horse. Any horse related accident can result in injuries and property damage to horse, handler, and onlookers. For this reason, we at Ark Agency strongly recommend investing in equine liability insurance, horse mortality insurance and horse major medical insurance. When it comes to your animals, we know safety and security means everything. Don’t risk the loss of your investments with just any equine insurance. Get the very best. For over 37 years, Ark Agency has specialized in equine and animal insurance. Discover why Ark Agency, provides the leading online horse and livestock insurance you can buy, and is the choice of savvy industry professionals throughout the United States.

Why Buy Animal Life Insurance From Ark Agency?

Because we are a bit different in important ways! We devote ourselves to the business and love that fuels every aspect of the equine, livestock and animal industries. Because we provide personalized service and know the industry so well! It is our specialty! Our company has served in the equine, livestock and animal insurance business for more than 37 years. We are licensed in 50 states, and can provide insurance and risk reduction plans to stables, breeders and farms throughout the entire United States. When you work with us, you will benefit from a person-to-person approach with our services. We will answer your insurance and risk reduction questions. Just give us a call for a quick indication quote. We will walk you through the application process. Ark Agency has a complete line of comprehensive policies to protect you, your business and your animals. Our friendly specialists can show you how to build an effective strategy to protect you, your animals and your financial future with insurance that counts when you need it most.

Don’t take a chance with agents and companies that do not specialize in these types of insurance. Don’t take a chance with low ranking companies that do not provide comprehensive options for coverage. To receive a quote on our equine and livestock insurance plans, give us a call today at (320)243-7250 or at (800)328-8894.You may also contact us by email at Insurance@ArkAgency.com.

woman with dogs

See How We Can Help

For a personalized insurance quote, contact us today!
Call us now
320.243.7250 | 800.328.8894

Equine Liability

Ark Agency specializes in equine liability insurance for you and your horses. Our policies range from boarding and breeding, to horse rescue. All of our policies are designed to fit your specific needs.


Ark Agency offers a selection of policies and coverage options for Animal Life and Health Insurance. Our policies are flexible and capable of fitting your specific needs.

Clubs / Events

Ark Agency offers a variety of policies and coverage options for many different clubs and events. Our policies are unique, and catered towards your specific insurance needs.

Property Liability

Ark Agency provides many pages of information about horse and animal related insurance. If you do not find the topic you are interested in, give us a call or send an e-mail.

Stay Current

Facebook Feed

An excellent essay about interior trailer temperatures while transporting horses; how to monitor them and other concerns. ... See MoreSee Less

Hey everyone, Temperatures inside horse trailers are a concern to most endurance riders I know. We tend to haul very long distances, both in the heat and in the cold. I had to do some winter hauling today and before I left, I installed a temperature monitor inside my horse trailer. What I discovered was surprising and fascinating and changed my mind about what I thought was going on back there… so I decided to share what I learned in case of value to anyone else. I hauled two horses about 6 hours today through the mountains here in western Montana, to a veterinary facility in another town. I was concerned about temperatures for the horses before I left. Forecast temps along some of the route were in the low single digits. My horses have very good winter coats but I was trying to decide whether to blanket or not. I recently switched to a gooseneck trailer and realized that I had no idea what hauling conditions in the winter were like back there. I bought an inexpensive temperature monitor with a base station- the kind folks hang out on the porch so they can see what outdoor conditions are like without going outside. Before I put it into use in the trailer, I verified its accuracy by comparing its readings to some equipment I know is very accurate. I hung the sensor in a mesh bag (good air flow) about halfway up the side of the wall in the trailer that encloses the rear tack room. I didn’t put it on the roof (heat rises) or near the floor (cold air sinks). My trailer is a 3 horse slantload, and I put it in the stall that did not have a horse in it. It was not hanging on an exterior wall. My trailer is not insulated- no living quarters, just a standard small dressing area in the front. The trailer did have about 3 inches of hard encrusted snow insulating the roof-this snow stayed the entire journey. The side windows could not be opened- they were encrusted with ice- however we opened all three roof vents to their maximum extent and turned the so that airflow would be maximized. When we left our house in the Bitterroot, the temp inside and outside the trailer both read 20 degrees. BTW I was using my truck temperature monitor to determine the outside temperature (I had previously verified its accuracy and that it read the same as my newly purchased gear). We loaded the horses and took off this morning about 0345 hrs. By the time we got to Missoula (30 minutes later), temps in the trailer had risen from 20 degrees to 32 degrees. In contrast, outside temp was still 20 degrees. By the time we had been on the road for an hour, the temperature in the trailer was (are you ready for this?): FORTY FOUR DEGREES. Along our route, outside temps dropped as low as 14 degrees. At the same time, temps in the trailer NEVER dropped below 39 degrees. For the vast majority of the journey, the trailer was holding at 44 degrees. Temps inside the trailer were ALWAYS OVER TWENTY DEGREES WARMER than the outside. We stopped for a half hour pitstop did not unload the horses. However I opened the back door and let cold wind flow into the trailer. Temps in the trailer quickly dropped to the high 20s. But they were back up to the low 40s in about half an hour. We left both horses at the vet in Three Forks and returned with an empty trailer. All the way home, temps inside the trailer were identical to temps outside. So here are my take-aways from all this. First of all, it’s very easy to monitor temps in your trailer and I would highly encourage everyone to do it! I think I spent about 20 bucks on my monitoring stuff and it was easy to use and very accurate. Secondly, I cannot believe how fast two horses could heat up a 3 horse trailer in very cold weather and keep it warm. I never dreamed that horses radiate that much heat. And to think I had been considering blanketing them. Of course the need to blanket and other things might be different if your horses are body clipped or your trailer is different. And of course this is an enclosed gooseneck, not a stockside trailer. But rather than just guess what might be going on back there and whether it is appropriate for your clipped horse (or sick horse or…?) just go get a temperature monitor and find out! And believe me, my eyes are going to be GLUED to this thing come summer and I’m hauling in hot temperatures…

3 days ago  ·  

Pasture management workshop in Louisville! ... See MoreSee Less

Horse Pasture Management Workshop to be held in Louisville A special, equine focused workshop will be held at the American Forage and Grassland Council’s annual conference on January 15th, 2018 in Louisville, KY. The Equine workshop will focus on results from recent research projects that can be applied to farm management situations. Presentations include: • Pasture Management to Optimize Horse Health – Dr. Bridgett McIntosh, Virginia Tech • Grazing Bermudagrass in Kentucky – Dr. Bob Coleman, University of Kentucky • Managing Horse Preference in Pastures – Dr. Laurie Lawrence, University of Kentuck • Grazing Alternative forages in Horse Pastures – Dr. Krishona Martinson, University of Minnesota • Pasture Management on a Budget – Dr. Gary Webb, Missouri State University One day registration is $75 and includes breakfast, lunch and the keynote address as well as all workshops, poster sessions, competitions and a large trade fair for all types of farms supplies and services. More information can be found at www.afgc.org. Walk in registration will be allowed until venue capacity is reached.

4 days ago  ·